NEW YORK EXAM STUDY GUIDE

What Topics Should You Study for the New York Real Estate Salesperson Exam?

Use the official New York 77-hour curriculum to organize your study plan, then practice the major subjects one at a time.

Reviewed September 22, 2026 · Based on current New York State Department of State guidance.

QUICK ANSWER

What should you study for the NY real estate salesperson exam?

Use the New York Department of State's 77-hour salesperson curriculum as your core study outline. It covers agency, legal issues, contracts, finance, land use, construction and environmental issues, valuation, fair housing, mathematics, insurance, condominiums and cooperatives, commercial and investment property, property management and additional licensing subjects.

The official curriculum is the safest study framework

New York publishes the required 77-hour salesperson curriculum with instructional hours assigned to each subject. That curriculum is a reliable way to make sure your study plan covers the full range of material rather than focusing only on the topics that appear most often in third-party practice questions.

The state curriculum does not, however, say that the instructional-hour percentages equal the exact number of questions you will receive on the state exam. Treat the hours as course structure, not as a guaranteed exam blueprint.

Major topic groups to review

Agency and license law

Review agency relationships, license-law responsibilities, representation, disclosures and the duties connected with working for clients and interacting with customers.

Practice agency questions →

Legal issues, ownership and contracts

Study estates and interests, liens and easements, deeds, title and closing concepts, leases, contracts and related property-rights concepts.

Practice contract questions →

Practice property-ownership questions →

Finance and real estate mathematics

Review financing concepts, mortgage-related material and the calculations used in real estate transactions.

Practice finance questions →

Valuation and pricing

Review the valuation process and the concepts used to estimate and analyze property value.

Practice valuation questions →

Fair housing and human rights

Study fair-housing and human-rights requirements as part of the state's salesperson curriculum.

Practice fair-housing questions →

Construction and environmental issues

Review building and construction concepts along with environmental issues included in the salesperson curriculum.

Practice construction questions →

Commercial and investment property

Commercial and investment properties receive a substantial block of instructional time in the official curriculum, so include them in your study plan.

Practice commercial real estate questions →

Which subjects receive the most course hours?

In the official curriculum, law of agency receives 11 hours; legal issues receive 10 hours; commercial and investment properties receive 10 hours; human rights and fair housing receive 6 hours; and both real estate finance and construction and environmental issues receive 5 hours.

Those hour totals can help you understand the depth of the coursework, but they are not a published promise about the exact distribution of state-exam questions.

Official New York State source

This study outline is based on the New York State Department of State's current 77-hour real estate salesperson curriculum.

View the official NYS DOS 77-hour curriculum →

Frequently asked questions

Does New York publish an exact number of exam questions for each topic?

The official curriculum publishes instructional hours by subject, but the course hours should not be treated as an official state-exam question distribution.

Which subjects have the largest curriculum blocks?

Agency, legal issues and commercial/investment property are among the largest, followed by fair housing, finance, and construction/environmental issues.

Should I only study the largest subjects?

No. The official curriculum covers 19 subject areas, so a complete study plan should include smaller topics as well as the larger course blocks.

PRACTICE BY TOPIC

Turn the curriculum into a practice plan.

Choose one topic at a time or use mixed practice for broader review.

View NY Practice Tests

Related License Ready NY guides

License Ready NY is an independent educational resource and is not affiliated with or endorsed by the New York State Department of State. Use the current NYS DOS curriculum and licensing materials as the controlling source for state requirements.